The bank card in Norway: a fraud report from 2020

Posted 9 October 2026 · Updated 11 October 2026 · Shared by a woman in Norway, who stays anonymous

This happened in Norway in 2020, years before the Australian stories on this page. In October 2026 the woman shared her documents and agreed her story could be told here, with her name kept out of it. Every name in the documents below is covered, except Valeria's.

What happened

On 15 September 2020, charges she never made appeared on her personal bank card, and on her company credit card. In her letter to Valeria, she lists them:

IKEA online purchases of 1,474 NOK and 3,217 NOK on her personal card
An online PayPal transaction of 13,000 NOK
Attempted SUNUVSTORE transactions of 472.19 NOK and 944.38 NOK
1,403 NOK on her company's credit card

That is 19,094 NOK charged, and another 1,416.57 NOK attempted. NOK is Norwegian kroner.

Her letter says Valeria's name was on the transactions, and that IKEA confirmed the delivery address for the goods. Her bank statement below shows the same amounts leaving her account on 15 September 2020, including the 13,000 NOK PayPal payment, with the reference "GALLARDVALE".

She reported it to the police in Oslo. The police confirmation below is dated 23 September 2020, and it records the matter as fraud, with the offence date 15 September 2020.

Her lawyers then prepared a civil lawsuit. In her letter, she offered to drop the lawsuit if the money was paid back to her. If not, the case would go to court.

Years later, in October 2026, Valeria visited her TikTok profile. That is what brought her story to this page.

Her letter to Valeria listing the transactions of 15 September 2020 and the planned civil lawsuit. An email address at the top is covered — Her letter to Valeria. The letter runs past the bottom of the screenshot. An email address at the top is covered.

Oslo Police District confirmation of a fraud report, offence date 15 September 2020, dated 23 September 2020. Names are covered — The Oslo police confirmation of her fraud report, 23 September 2020. Her name was already covered on the paper. The police contact's name is covered here too.

Her bank statement for 15 September 2020 showing the SUNUVSTORE, IKEA and 13,000 NOK PayPal transactions highlighted. Names are covered — Her bank statement for 15 September 2020, with the transactions highlighted. Names in it are covered, hers included, as she stays anonymous.

The details

When: the transactions are dated 15 September 2020. The police confirmation is dated 23 September 2020.
Where: Oslo, Norway.
In short: her personal and company cards were used for IKEA and PayPal transactions totalling 19,094 NOK, with another 1,416.57 NOK attempted. She reported fraud to the Oslo police, and her lawyers prepared a civil lawsuit, with repayment offered as the way to end it.
Who she told: the Oslo Police District, who recorded the fraud report on 23 September 2020, and her lawyers.

If something like this happened to you, you can share your story. Your story goes up straight away, in your own words, and you can stay anonymous. You can also report a scam to Scamwatch.

Filed under: #AussieScammers